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Disclosures

  1. The hypothetical examples are provided as illustrative examples only simulated from the actual model portfolio at the times indicated and do not represent the performance of actual client portfolios.
  2. Hypothetical performance results have many inherent limitations, some of which are described below.
  3. No representation is being made that any account will or is likely to achieve profits or losses similar to those discussed. In fact, there are frequently sharp differences between hypothetical performance results and the actual performance results subsequently achieved by any particular trading program.
  4. The hypothetical performance which informs our expectations is based on the following assumptions:

    • The performance shown is for the stated time period only; due to market volatility, each account's performance may be different.
    • The returns shown assume the reinvestment of dividends and other income.
    • The returns are shown net of fees and do include the deduction of management fees and other brokerage expenses that may be incurred in managing a $10,000 investment account. No management fees are charged on the accounts.
    • The returns assume an account size of $10,000.
    • The returns do not take into account slippage which may be incurred when actual investments are made.
  5. The information may contain projections or other forward-looking statements regarding future events, targets or expectations, and is only current as of the date indicated. No assurance can be given that the investment objective or target return will be achieved or that an investor will receive a return of all or part of his or her initial investment.
  6. The opinions and predictions expressed on this App or website represent the current, good faith views of Delphia (USA) Inc. along with its affiliates at the time of publication and are provided for limited purposes, are not definitive investment advice. Predictions, opinions, and other information on this App or website are subject to change continually and without notice of any kind and may no longer be true after the date indicated.
  7. All investing involves risk, including the possible loss of money you invest. Graphs, charts, tools, and graphics are used for illustrative purposes only, and may not reflect actual future performance. The contents of this website are for informational purposes, and unless we have recommended this portfolio to you, it is not investment advice tailored for you.
  8. Read the Investment Policy Statement (Growth, Balance, Conservative) and Terms of Service for more details.
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For more details, see our Form CRS, Wrap Fee Brochure, Firm Brochure and Brochure Supplement.

Delphia (USA) Inc. is registered as an investment adviser under the Investment Advisers Act of 1940 and uses Apex Clearing Corporation and Alpaca Securities LLC as broker/dealers for Delphia investment accounts. Apex Clearing Corporation and Alpaca Securities LLC are members of the Securities Investor Protection Corporation (SIPC), which provides funds to meet claims up to a ceiling of $500,000, including a maximum of $250,000 for cash claims. For additional information regarding SIPC coverage, including a brochure, please contact SIPC at (202) 371‐8300 or visit www.sipc.org. Registration of an investment adviser does not imply any specific level of skill or training and does not constitute an endorsement of the entity by the Securities Exchange Commission. The opinions and predictions expressed on this website represent the current, good faith views of Delphia (USA) Inc. along with its affiliates (collectively, “Delphia”) at the time of publication and are provided for limited purposes, are not definitive investment advice. Predictions, opinions, and other information on this website are subject to change continually and without notice of any kind and may no longer be true after the date indicated. By using this website, you accept our Terms of Use and Privacy Policy. Delphia is carrying on the business of, or registered and authorized to, provide investment advice only in the jurisdictions where they are lawfully authorized. Delphia is neither a law firm nor an accounting firm, and no portion of the website should be interpreted as legal, accounting, or tax advice.

Past performance is not indicative of future results. No material available through the website shall be used or considered as an offer to sell or a solicitation of any offer to buy the securities or services of any of our affiliated entities. Offers can only be made where lawful under, and in compliance with, applicable law. Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by Delphia), will be profitable or equal any historical performance levels. Investments discussed on the website, if any, may not be suitable for all investors. Investors should make their own investment decisions based upon their own financial objectives and financial resources, and should obtain independent investment and tax advice before deciding to invest. Graphs, charts, tools, and graphics are used for illustrative purposes only, and may not reflect actual future performance. The contents on this website are provided for limited purposes, and should not be considered as a definitive investment advice. Delphia does not guarantee any minimum level of investment performance or the success of any investment strategy. As with any investment there is a potential for profit as well as the possibility of loss. This website contains certain “forward-looking statements,” which may be identified by the use of such words as “believe,” “expect,” “anticipate,” “will,“ “should,” “planned,” “estimated,” “potential” and other similar terms. Examples of forward-looking statements include, but are not limited to, estimates with respect to financial condition, results of operations, and success or lack of success of the Delphia (USA) Inc.'s investment strategy. All are subject to various factors, including, but not limited to general and local economic conditions, changing levels of competition within certain industries and markets, changes in interest rates, changes in legislation or regulation, and other economic, competitive, governmental, regulatory and technological factors affecting Delphia’s operations that could cause actual results to differ materially from projected results. Any links provided to other websites are offered as a matter of convenience and are not intended to imply that Delphia or its authors endorse, sponsor, promote, and/or are affiliated with the owners of or participants in those sites, unless stated otherwise. Please see our Terms of Service governing the use of this website.